Services
Life Insurance
When we think of life insurance, the first thing that comes to our mind is death. We start wondering about our health, and as we answer to ourselves that pivotal question, we tend to disconnect from the wonderful idea that we really need to learn more.
One of the greatest in this important industry, Ben Feldman, said: “The basic purpose of life insurance is to create cash, nothing more or nothing less”.
Business Continuation
Have you asked yourself: “do i have a plan to protect my business? Is it the type of plan of action that will give me peace of mind and let me sleep better, instead of thinking constantly how would it survive if one of the key pieces were no longer around?". The answers are in your Business Continuation plan.
Indexed strategies, are one of the preferred items these days by the business community, in order to cover all the bases when it comes to financial stability.
Tax Strategies
Tax deductibles! Benefits for you as a business owner, and for your key employees as well!
Were you aware that there’s a tax strategy that allows you to get such an important benefit?
Retirement Planning
There are a number of retirement planning strategies geared mostly to increase a retirement income. A lot depends, of course, on which direction the tax rates take. Will those rates be lower or higher? Depending on your perspective it would guide you in the right path that is better suitable for you.
Were you aware that some of those strategies are tax free retirement income?
Mortgage Protection
When we fulfill the dream of home ownership, with our happiness comes the concerns of been able to pay the mortgage regardless of the circumstances. What if, suddenly, I couldn’t pay the mortgage? Would i loose what I worked so hard for? Would my successors be left without protection? There are plans designed to protect you for such unforeseen situations.
There are term policies, with or without premium returns as well as permanent policies. All depending on the circumstances.
Final Expenses
As I speak with clients about policies that covers final expenses, I come to realize that the feelings, emotions, particularly the financial concerns are many, the most important one is being leaving behind a high debt.
I've found that many people believe that even choosing cremation there won’t be any major final expenses. The reality is there always going to be final expenses involved.
